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A no-cost way to ESA:
Give your benefits a built-in boost.
To help employees handle today's surprises and build tomorrow's security, Vestwell retirement plans include access to a built-in Emergency Savings Account (ESA) at no cost.1 Give your team a modern workplace savings package built for the full financial journey—for retirement and beyond.
A savings plan that
expects the unexpected.
The ESA enables your employees to prepare for life’s unexpected expenses while continuing to invest in their future, all on one unified portal. It’s no-cost, hands-off, and built right into employees’ existing retirement experience. Employees can access the ESA directly from their retirement dashboard, connect a bank account, and set deposits to start saving seamlessly.
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Back your team with the benefits they value most.
Employees are demanding more from their workplace benefits. In a world where rising costs and financial uncertainty are a daily reality for many, Vestwell’s built-in ESA makes saving for the short- and long-term more accessible for all.
Your ESA works hard for your workforce.
- 3% Annual Percentage Yield (APY)3
- As fast as next-day funds access
- No withdrawal penalties
- No savings limits
- Set up in less than 5 minutes

Make savings more accessible for a diverse workforce.
With the Vestwell mobile app, employees can manage their retirement and emergency savings anywhere, anytime. Plus, in-portal language accessibility in 20 languages and live call support in 240+ languages helps your benefits reach all employees—no matter their background.
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