A modern retirement benefit built for your business.

Toast has partnered with Vestwell to offer a customizable, streamlined, and affordable retirement plan for your workforce. Join more than 350,000 businesses across all 50 states enabled by Vestwell’s modern savings platform.
Interested in speaking with a Vestwell representative right away? Call +1 833 984 2296.

Exclusive pricing and plan options only for Toast customers.

ONLY FOR TOAST CUSTOMERS!

Starter

$49/mo

 

Our most basic option with simplified plan features. This may be the least expensive option for restaurants with one location.

Includes:

  • Checkmark 3(16) Fiduciary Administration
  • Checkmark Exclusive payroll integration with Toast
  • Checkmark 1:1 onboarding contact & dedicated service team
  • Checkmark Streamlined administration
Popular Choice

Growth

$149/mo

 

Our Growth Plan offers flexible plan designs and affordable pricing tailored for established restaurants looking to transfer their existing plan or those starting their first plan.

Includes:

  • Checkmark Hours-based eligibility
  • Checkmark Most flexible plan design options
  • Checkmark Optional match & profit sharing
  • Checkmark Loans, in-service, and hardship withdrawals

Employee Pricing*

Vestwell empowers employees with simple tools, expert support, and quick setup

Start saving for retirement in less than five minutes
View their savings, investment strategy and fund breakdown in a few simple steps
Access support from a dedicated service team through phone, email, or live chat
Explore a comprehensive digital help center with 401(k) educational articles and videos

AS LOW AS

$5 / month

For less than 17 cents a day, your employees can have a high-quality retirement platform with a dedicated customer support manager.

AS LOW AS

0.60% / year

Covers 401(k) services, including recordkeeping, custody, and investment management services.

CASE STUDY

Don't just take our word for it.

Here directly from Toast customers on how Vestwell's payroll integration makes it easy to manage their plan. 

Learn more
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Let's see your potential savings!

If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.

Do you currently have a 401(k) plan?

What year was it started?

If the plan is more than five years old, it may not be eligible for tax credits. But you may still be eligible for a $500 auto-enrollment credit!

How many employees (including owners) were paid more than $5,000 in W-2 wages last year??

If there are more than 100 employees, only the auto-enrollment credit may be applied.

How many of those employees will earn more than $100,000 this year??

Please enter number equal to or less than your total employee count.

How many of those employees are classified as owners (as defined by the IRS)? ?

Who will pay the monthly employee fees??

Which plan type?

The maximum number of employees for a Solo plan is 1. Please adjust for accurate results.

Year 1
Year 2
Year 3
Total

Total recordkeeping fees

   › Annual recordkeeping fees

   › Setup fee ?

   › Employee fee (optional)?

Total tax credits up to

 › Start-up credit ?

 › Auto-enrollment credit ?

 › Matching contributions* ?

Please note: this calculator is for illustration purposes only. It should not be construed as tax advice. Please consult a tax professional regarding specific tax needs. For further information please visit the IRS website. The tax credits available to your company may change based up on the number of HCEs. Also, the definition of HCE may change based on IRS rules.

Get Started
* Please note, this number does not take into account the total amount the employer would be contributing, just the possible tax credit they can receive. For example, if the average salary is $50,000 and there's a 3% match, that's a $1,500/yr contribution from the employer. If there's less than 50 employees, this tax credit would cover the first $1,000, leaving the employer with a $500 net contribution per employee.

Build your offering confidently with Toast and Vestwell.

With exclusive pricing and seamless integration with Toast, there's never been a better time to start a 401(k) plan.

 

As-Seen-In

VESTWELL.COM IS OWNED AND OPERATED BY VESTWELL HOLDINGS, INC. AND ITS SUBSIDIARIES. ("VESTWELL"), LOCATED IN NEW YORK, NY. INVESTMENT-RELATED CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES BY VESTWELL ADVISORS, LLC, AN SEC-REGISTERED INVESTMENT ADVISER, AND IS NOT INTENDED TO BE CONSTRUED AS INVESTMENT ADVICE. INVESTMENTS INVOLVE RISK AND ARE NOT GUARANTEED. READ OUR PRIVACY POLICY. VIEW THE FORM ADV PART 1 AND FORM ADV PART 2 FOR VESTWELL ADVISORS, LLC.

*NOTE: This cost can be passed on to the employee.

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