Start a Safe Harbor 401(k) — Pay $0 Base Fees Through 2025
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Offer Ends September 16th. Act Today.

Secure Your Plan Before the Deadline
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Set up your Safe Harbor 401(k) now and pay no base fees for the rest of 2025.
No paperwork. $0 base fees.1 Launch in minutes.
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350,000+ businesses
 
1.5M savers
 
$35B+ in assets
SAFE HARBOR 401(k)
Why Choose a Safe Harbor Retirement Plan?

IRS compliance 

Avoid annual testing

Attract and retain talent 

Show employees you’re invested in their future

maximiz-credits

Unlock valuable tax credits 

Up to $16,500 

BUILT FOR EVERYDAY EMPLOYERS

“The Safe Harbor program makes it so that I don't have to worry about compliance. It’s a generous plan that keeps things simple for us.”

Howard Berkson, Attorney and Managing Member,
Boston Avenue Law

How it works
Businesses using Vestwell grew their teams by 50% in just one year.2
Whether you're a new business owner or scaling your team, we’ll help you offer meaningful benefits for your team.
1
Seamless Payroll Integrations
No re-entering info
2
Live Expert Support
Talk to a real human, anytime
3
Multilingual Platform
Save in your chosen language

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85% of employees expect their employer to offer a retirement plan.3
Save up to $875 on a Safe Harbor 401(k) that’s affordable, compliant, and easy to manage.

See our Privacy Policy to learn how we use and protect your information.

1$0 base fee applies until the end of 2025. After, the standard base fees for each plan will apply.
2Average of Vestwell funded plans between 2021 and 2023.
3Vestwell, 2024 Saving Trends Report, www.vestwell.com/read/2024-saving-trends-report.

Testimonials are provided voluntarily and without compensation.

VESTWELL.COM IS OWNED AND OPERATED BY VESTWELL HOLDINGS, INC. AND ITS SUBSIDIARIES. ("VESTWELL"), LOCATED IN NEW YORK, NY. INVESTMENT-RELATED CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES BY VESTWELL ADVISORS, LLC, AN SEC-REGISTERED INVESTMENT ADVISER, AND IS NOT INTENDED TO BE CONSTRUED AS INVESTMENT ADVICE. INVESTMENTS INVOLVE RISK AND ARE NOT GUARANTEED. READ OUR PRIVACY POLICY. VIEW THE FORM ADV PART 1 AND FORM ADV PART 2 FOR VESTWELL ADVISORS, LLC.

 

By signing, you are agreeing to the terms of Vestwell’s limited time promotion for new plans that engage Vestwell for its recordkeeping and other services. In order to qualify for this promotion, (a) the Order Form and our Terms of Service must be signed within 2 weeks; (b) your Plan must fully complete our onboarding process and begin contributions within 45 days of executing our services agreement; and (c) the Plan and Plan Sponsor must remain in full compliance with all other terms and conditions of our Terms of Service at the time of payment of this promotion is made.  

Subject to those terms and conditions, Vestwell will waive the base recordkeeping fee for your Plan through the end of 2025.  This promotion may not be exchanged for any revisions to our Terms of Service or other compensation and it may not be combined with any other discount or offer. All terms of this promotion are subject to change in Vestwell’s sole discretion and Vestwell may terminate, change, or suspend this promotion at any time. The terms and conditions of this promotion do not replace or affect in any way Vestwell’s Terms of Service. You could lose money by investing in the Plan. Investing involves risk, including risk of loss. Past performance does not guarantee future results. Consult an appropriate professional regarding your situation. Vestwell does not provide tax, financial, investment, or legal advice.

© Copyright 2025 Vestwell Holdings, Inc.