A modern retirement benefit built for your business.

Patriot has partnered with Vestwell to offer a customizable, streamlined, and affordable retirement plan for your workforce. Join more than 350,000 businesses across all 50 states enabled by Vestwell’s modern savings platform.
Interested in speaking with a Vestwell representative right away? Call +1 929 305 0287.

Exclusive pricing and plan options only for Patriot customers.

ONLY FOR PATRIOT CUSTOMERS!

Basic

$80/mo

 

Our most basic option with simplified plan features.

Includes:


  • Checkmark 1:1 onboarding contact & dedicated service team
  • Checkmark Payroll integration with Patriot
  • Checkmark 3(16) plan Administration and 3(38) investment management
  • Checkmark Recordkeeping and custody
  • Checkmark Standard plan design options including basic safe harbor features & optional hardship withdrawals and loans

Full Service

$100/mo

 

Choose Full Service if you're seeking more flexible plan features at an affordable price point.

Includes everything in Basic, plus:

  • Checkmark Expert plan design consultation
  • Checkmark Complex eligibility options including hours-based eligibility
  • Checkmark Flexible vesting options
  • Checkmark Extended safe harbor and profit-sharing features
  • Checkmark Discretionary match options

Solo K

$80/mo

 

Our most basic option with simplified plan features. Best option for restaurants with one location.

Includes:

 
  • Checkmark 1:1 onboarding contact & dedicated service team
  • Checkmark Payroll integration with Patriot
  • Checkmark 3(16) plan administration and 3(38) investment management
  • Checkmark Recordkeeping and custody
  • Checkmark Flexible plan design options

Employee Pricing

Saving with Vestwell can cost savers up to 8x less than the industry average*:

Start saving for retirement in less than five minutes
View their savings, investment strategy and fund breakdown in a few simple steps
Access support from a dedicated service team through phone, email, or live chat
Explore a comprehensive digital help center with 401(k) educational articles and videos

$8 / month

For less than 30 cents a day, active employees get access to our best-in-class retirement platform, comprehensive financial education resources, and on-demand support.

0.60% / year

Employees can rest assured that investments are selected, managed, and monitored in their best interest.

CASE STUDY

Don't just take our word for it.

Here directly from Patriot customers on how Vestwell's payroll integration makes it easy to manage their plan. 

Learn more
Patriot Case Study
Let's see your potential savings!

If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.

Do you currently have a 401(k) plan?

What year was it started?

If the plan is more than five years old, it may not be eligible for tax credits. But you may still be eligible for a $500 auto-enrollment credit!

How many employees (including owners) were paid more than $5k in W-2 wages last year??

If there are more than 100 employees, only the auto-enrollment credit may be applied.

How many of those employees will earn more than $100k this year??

Please enter number equal to or less than your total employee count.

How many of those employees are classified as owners (as defined by the IRS)? ?

Who will pay the monthly employee fees??

Which plan type?

The maximum number of employees for a Solo plan is 1. Please adjust for accurate results.

Year 1
Year 2
Year 3
Total

Total recordkeeping fees

   › Annual recordkeeping fees

   › Setup fee ?

   › Employee fee (optional)?

Total tax credits up to

 › Start-up credit ?

 › Auto-enrollment credit ?

 › Matching contributions* ?

Please note: this calculator is for illustration purposes only. It should not be construed as tax advice. Please consult a tax professional regarding specific tax needs. For further information please visit the IRS website. The tax credits available to your company may change based up on the number of HCEs. Also, the definition of HCE may change based on IRS rules.

Get Started
* Please note, this number does not take into account the total amount the employer would be contributing, just the possible tax credit they can receive. For example, if the average salary is $50,000 and there's a 3% match, that's a $1,500/yr contribution from the employer. If there's less than 50 employees, this tax credit would cover the first $1,000, leaving the employer with a $500 net contribution per employee.

Build your offering confidently with Patriot and Vestwell.

With exclusive pricing and seamless integration with Patriot, there's never been a better time to start a 401(k) plan.

 

As-Seen-In

patriot@vestwell.com

VESTWELL.COM IS OWNED AND OPERATED BY VESTWELL HOLDINGS, INC. AND ITS SUBSIDIARIES. ("VESTWELL"), LOCATED IN NEW YORK, NY. INVESTMENT-RELATED CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES BY VESTWELL ADVISORS, LLC, AN SEC-REGISTERED INVESTMENT ADVISER, AND IS NOT INTENDED TO BE CONSTRUED AS INVESTMENT ADVICE. INVESTMENTS INVOLVE RISK AND ARE NOT GUARANTEED. READ OUR PRIVACY POLICY. VIEW THE FORM ADV PART 1 AND FORM ADV PART 2 FOR VESTWELL ADVISORS, LLC.

*NOTE: This cost can be passed on to the employee.

*Footnote: See 401(k) Averages Book, 24th Ed. (2023) based on the industry average, including recordkeeping, investment management, and fund expenses, for plans with 25 participants and a $250,000 average account balance. Expense ratios vary and are subject to change.

© Copyright 2024 Vestwell Holdings, Inc.

vestwell-logo-white
Advisors choice white
Inc-5000