A 401(k) built for Los Alamos businesses

Vestwell has partnered with the Los Alamos Chamber of Commerce to offer local employers a streamlined and affordable 401(k) solution, powered by modern technology and built-in support.

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350,000+ businesses
 
1.5M savers
 
$35B+ in assets
Businesses using Vestwell grew their teams by 50% in just one year.1
Whether you're a new business owner or scaling your team, we’ll help you offer a meaningful retirement benefit.

real-time-dashboard

Live Plan Tracking

Monitor progress in real time

maximiz-credits

Maximize Tax Credits

Offset most (or all) of your plan costs

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Live Expert Support

Talk to a real human, anytime

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Multilingual Platform

Save in your chosen language

Pricing
You’re Not Too Small for a 401(k)
Explore the plan that’s right for you.
RK Only

For plans that choose to use their own TPA. Balance of flexibility & price.

$125 / month
+ $6 per active employee / month
IncludeS:
Flexible Safe Harbor options & eligibility option
Dedicated service team
Streamlined administration & payroll integration
Plus

Best choice for a more flexible suite of plan design options. Balance of flexibility and price.

$165 / month
+ $8 per active employee / month
Everything in basic, plus:
Expert plan consultation and flexible plan design
Hours-based eligibility
Optional discretionary match & profit sharing

BUILT FOR EVERYDAY EMPLOYERS

“Once payroll is processed, Vestwell pulls the
information it needs and makes sure everything
is going where it needs to go. I don't do anything!
It’s like it’s on auto-pilot.”

Sophie DeHenzel, Co-Founder, DeHenzel Training Systems

Let's see your potential savings!

If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.

Do you currently have a 401(k) plan?

What year was it started?

If the plan is more than five years old, it may not be eligible for tax credits. But you may still be eligible for a $500 auto-enrollment credit!

How many employees (including owners) were paid more than $5,000 in W-2 wages last year??

If there are more than 100 employees, only the auto-enrollment credit may be applied.

How many of those employees will earn more than $100,000 this year??

Please enter number equal to or less than your total employee count.

How many of those employees are classified as owners (as defined by the IRS)? ?

Who will pay the monthly employee fees??

Which plan type?

The maximum number of employees for a Solo plan is 1. Please adjust for accurate results.

Year 1
Year 2
Year 3
Total

Total recordkeeping fees

   › Annual recordkeeping fees

   › Setup fee ?

   › Employee fee (optional)?

Total tax credits up to

 › Start-up credit ?

 › Auto-enrollment credit ?

 › Matching contributions* ?

Please note: this calculator is for illustration purposes only. It should not be construed as tax advice. Please consult a tax professional regarding specific tax needs. For further information please visit the IRS website. The tax credits available to your company may change based up on the number of HCEs. Also, the definition of HCE may change based on IRS rules.

Get Started
* Please note, this number does not take into account the total amount the employer would be contributing, just the possible tax credit they can receive. For example, if the average salary is $50,000 and there's a 3% match, that's a $1,500/yr contribution from the employer. If there's less than 50 employees, this tax credit would cover the first $1,000, leaving the employer with a $500 net contribution per employee.
RESOURCES
bda6579de6d328f7b570a33163f1dc61d72c8ed0

See how Gusto customers use payroll integration to streamline plan management.

 

Read Case Study

b188a73602b31d679b4188b4fdbaa7fa2ca16acb-1246x701

Discover how a 401(k) helps attract talent, meet mandates, and boost savings.

 

Read Case Study

blog-2

Explore an employer’s guide to maximizing retirement plan tax credits.

 

Read Case Study

85% of employees expect their employer to offer a retirement plan.2
Questions? Contact us at 1-833-863-1702

See our Privacy Policy to learn how we use and protect your information.

1Average of Vestwell funded plans between 2021 and 2023.
2Vestwell, 2024 Saving Trends Report, www.vestwell.com/read/2024-saving-trends-report.
Testimonials are provided voluntarily and without compensation.
VESTWELL.COM IS OWNED AND OPERATED BY VESTWELL HOLDINGS, INC. AND ITS SUBSIDIARIES. ("VESTWELL"), LOCATED IN NEW YORK, NY. INVESTMENT-RELATED CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES BY VESTWELL ADVISORS, LLC, AN SEC-REGISTERED INVESTMENT ADVISER, AND IS NOT INTENDED TO BE CONSTRUED AS INVESTMENT ADVICE. INVESTMENTS INVOLVE RISK AND ARE NOT GUARANTEED. READ OUR PRIVACY POLICY. VIEW THE FORM ADV PART 1 AND FORM ADV PART 2 FOR VESTWELL ADVISORS, LLC.
*NOTE: This cost can be passed on to the employee.
*Footnote: See 401(k) Averages Book, 24th Ed. (2023) based on the industry average, including recordkeeping, investment management, and fund expenses, for plans with 25 participants and a $250,000 average account balance. Expense ratios vary and are subject to change.
gusto@vestwell.com
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