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Build your future with Everyday 401(k) by J.P. Morgan

A solo 401(k) plan built for sole proprietors and self-employed small business owners.
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A Solo 401(k) account is the ultimate retirement savings tool for entrepreneurs and self-employed business owners with no full-time employees.

Designed for self-employed individuals, it offers high contribution limits—since you’re both employer and employee—maximizing your savings potential. With tax advantages (pre-tax or Roth contributions), tax-deferred growth, flexible investments, and loan options, it’s an ideal choice for retirement planning.

Cost & Plan Details

Solo 401(k)

Solo 401(k)s offer tax advantages, including pre-tax or Roth contributions and tax-deferred growth.

$540 / year

 

Plus + One-time Set up fee: $350 Asset Fee: 0.15%

 

  • $150 / year

     

    Your spouse may be added and have their own account

     

  • Amount you can defer into the plan:

    $23,500 / yr

  • Amount you can defer if you are 50 or older:

    $31,000 / yr

  • Amount you can defer if you are 60-63:

    $34,750 / yr

  • Amount you can contribute from your company:

    Up to 25% of your W-2 income, limited to $70,000 

 

Plan sponsors should reference JPMIH’s 408(b)(2) services and fee disclosure notice for more complete information, which is available on the plan sponsor portal for your plan.  Additional fee information is available for participants on your plan’s J.P. Morgan Everyday 401(k) website.

Certain recordkeeping and related services for plans may be provided on behalf of JPMorgan Invest Holdings LLC (JPMIH) by Vestwell Holdings Inc.

Vestwell Holdings Inc. provides various fiduciary and non-fiduciary services on its proprietary recordkeeping platform to support tax-qualified retirement plans.  To learn more about Vestwell Holdings Inc. and its services, please visit https://www.vestwell.com.

J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co and its affiliates worldwide.

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