Director of People, Row 34
Three steps to a retirement plan
your team will love.
Connect QuickBooks
Log in with your existing QuickBooks account. Your payroll data syncs automatically—no re-entering anything.
Choose your plan
Answer a few questions to arrive at the right plan for your business. Vestwell handles all compliance, filings, and admin.
Invite your team
Simply enter your team's info and we'll handle enrollment, notifications, and everything else.
Pricing for QuickBooks Customers.
Solo(k)
A 401(k) for self-employed individuals.
with 3-year price lock guarantee3
- Dedicated service team
- $23,500 contribution limit
- Preset plan designed features
- Contribute as both "employee" and "employer"
Starter(k)
A simplified 401(k) for first-time plans.
Promo: $0 base fee for one month4
Participant Fee: +$8/month per active participant
with 3-year price lock guarantee3
- Dedicated service team
- $6,000 contribution limit
- Preset plan designed features
- No employer contributions
Workplace
A flexible 401(k) for businesses that want more options as they grow.
Promo: $0 base fee for one month4
Participant Fee:+$8/month per active participant
with 3-year price lock guarantee3
- 1:1 onboarding contact
- $24,500 contribution limit
- Traditional and Safe Harbor Plan Designs
- Employer contributions
Plus
Our most popular option for new and transitioning plans, with expanded plan features.
Promo: $0 base fee for one month4
Participant Fee:+$8/month per active participant
3-year price lock guarantee3
- Plan Design Consultation Available with Vestwell Specialist
- Plan transfer support
- Enhanced profit sharing and employer match options
- Additional vesting abilities
From sole proprietors to 200-person teams.
"Before integrating our payroll and retirement plan, we had to run payroll, set money aside for our 401(k), and then send it to the investment company. Vestwell eliminated that extra step, which made the process much easier on our end. They've used technology to make retirement simpler and more straightforward."
Questions we hear all the time.
How long does setup actually take?
Most QuickBooks customers finish setup in under 15 minutes. Because your payroll data syncs in automatically, there's almost nothing to re-enter—you'll spend most of your time choosing plan options.
Do I need to change my payroll setup?
No. Vestwell connects to your existing QuickBooks Payroll—contributions are deducted and remitted automatically each pay cycle.
What does "compliance handled" actually mean?
We handle non-discrimination testing, Form 5500 filings, plan documents, participant notices, and audit support—the work that traditionally falls on your TPA and your team.
I received an Accrue 401k transition notice. Where do I go to get started?
If you received communication about an Accrue 401k retirement plan transition, please visit the Accrue 401k Transition Hub for the resources and information you need to complete your transition.
What if an employee already has a 401(k)?
Employees can roll over an existing 401(k) or IRA into their new Vestwell account, or leave it where it is—both options are supported in the participant portal.
Can I cancel if it doesn't work out?
Yes. There's no long-term contract. You can pause or terminate your plan at any time. We'll help with employee notifications and account transitions.