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The Express Guide to Safe Harbor 401(k)

Understand how to maximize Employer Retirement Benefits with a Safe Harbor 401(k) Plan

75% of our clients choose a Safe Harbor 401(k)

Learn how Safe Harbor Plans help you unlock these powerful advantages:

Reduce Compliance Burdens
Avoid penalties and maintain tax-qualified status.
Unlock Tax Savings
Lower your business’s taxable income.
Maximize Your Contributions
Boost employer and employee retirement savings through company matching.
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Get Your Guide Today
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Why Trust Vestwell

 

350k+

Easy, secure, and affordable for growing businesses

1.5M+

Active savers using our employee savings programs

35B+

In assets saved across our platforms

Vestwell has the ability to integrate with 190+ payroll providers to reduce your workload.

Save time and minimize risk while Vestwell does the heavy lifting for your company 401(k).

Learn How Safe Harbor Plans Benefit Employers

This guide explains how Safe Harbor plans differ from traditional 401(k)s and enables employers to quickly:
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Evaluate Benefits
Discover how Safe Harbor plans could reduce your business’s taxable income and automatically satisfy IRS testing requirements.
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Assess Requirements
Understand what Safe Harbor plans require from employers and how they could impact your savings programs.
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Learn Key Dates
Identify and understand essential deadlines for eligible employees.
“We needed our employees to find the process easy. We wanted everyone to be able to save and invest for themselves and their families.”

Narci Fierro
Director of HR

Faith Electric

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Starting a 401(k) plan could have little to no cost for your business.

See the tax credits that may be available to you.

Explore additional
workplace savings benefits.

For millions of employees, workplace savings and financial wellness benefits are the foundation of their financial strategy.
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Retirement Solutions
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Education Solutions
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Emergency Savings Solutions
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ABLE Disability Savings

Power your workplace savings programs with Vestwell.

Take advantage of our award-winning technology, industry expertise, and dedicated support.
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$125/mo

Choose Workplace if you’re looking for our most basic option with simplified plan features.

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$175/mo

Choose Plus, our most popular offering, if you’re seeking more flexible plan features at an affordable price point.

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$250/mo

Choose Flex if you’re focused on maximum plan flexibility at an affordable, bundled price point.

Learn How Safe Harbor Plans Benefit Employers

This guide explains how Safe Harbor plans differ from traditional 401(k)s and enables employers to quickly:
Evaluate Benefits
Discover how Safe Harbor plans could reduce your business’s taxable income and automatically satisfy IRS testing requirements.
Assess Requirements
Understand what Safe Harbor plans require from employers and how they could impact your savings programs.
Learn Key Dates
Identify and understand essential deadlines for eligible employees.
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Get Your FREE Guide Today!

Are You Missing Retirement Program Benefits?

Roughly 75% of Vestwell plans use Safe Harbor. Use our guide to understand whether these are appropriate for your business.

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Vestwell and vestwell.com are owned and operated by Vestwell Holdings Inc., 360 Madison Avenue, 15th Floor, New York, NY 10017. All information is provided for general information purposes.